How to Improve Your Relationship With Money

Just like you have relationships with other people, you have a relationship with money. 

If you want to have an amazing relationship with money (where it flows to you easily and stays with you), the first step is to decide that your money is important to you and worth spending time with. 

If you’re in a relationship with someone and you tell them “you’re just not that important to me,” how long do you think they’re going to stick around?

Do you keep your cash organized in your wallet or crumpled up in wads around the house with piles of loose change? I encourage you to treat your money with respect.

When money is important to you, you are willing to spend quality time with it, just like with someone you’re dating. 

That’s why I encourage you to schedule a regular time to give your money your full attention (at least monthly).

During your “Money Date,” you can find out how your money is doing by reviewing your financial statements, balancing your checkbook, or reconciling your accounts.

In the past, when I didn’t have a regular “Money Date,” I handled my finances randomly. I would balance my checkbook and pay bills when I got around to it, which meant that sometimes I was organized and sometimes my finances were in total chaos. I wasted hundreds of dollars in fees that could have been avoided if I was monitoring my finances more closely.  

Now that I have regular and consistent “Money Dates,” I have clarity around my finances, and I make better decisions. I love it, and I believe that you will, too.

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Penelope Jane Smith is the premier financial freedom coach for women entrepreneurs and the go-to expert for some of the biggest names in the conscious business industry. More about Penelope. 


  1. Julie Balkman on July 20, 2020 at 9:09 pm

    I needed to read this article today as I slogged through several months of categorizing my expenses on Mint. Regular money dates are so valuable!!

    • Penelope Jane Smith on September 11, 2020 at 8:30 pm

      Yes! The more consistently you do them, the less of a slog categorizing your expenses will be!

  2. Victoria M Buckmann on September 11, 2020 at 6:44 pm

    Money dates have changed my life and relationship with my money…..and it’s been a wonderful addition to my loving relationship with my husband. It has made everything better!! Thank you Penelope

    • Penelope Jane Smith on September 11, 2020 at 8:31 pm

      I’m so glad! I remember this being somewhat confronting for you at first, and now it’s actually fun… hooray! : D

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