5 Types of Prosperity – A Holistic Approach to Finances

When most people hear the word “prosperity,” they think about money, but there’s a lot more to living in prosperity than how much money you have.

As for the dictionary definition: prosperity is the state of flourishing, thriving, success, or good fortune. Prosperity often encompasses wealth but also includes others factors that are independent of wealth to varying degrees, such as happiness and health. 

While I share a lot about financial education specifically, I’m passionate about supporting you in creating prosperity in all aspects of your life.

In this article, we’ll explore 5 types of prosperity.  Each area affects the others.  For example, some people focus only on making money and allow their health and relationships to suffer.  Many couples end up fighting about money. By using this holistic approach to finances, you can have a rich and fulfilling life, not just a lot of money (although it’s perfectly acceptable to ALSO have a lot of money).  

1. Emotional Prosperity

Emotional prosperity means enjoying fulfilling relationships with others and with yourself. Here are some ideas for increasing your emotional prosperity:

* Schedule “You Time”

* Schedule “Date Night” with Your Partner, Family or Friends

* Take a Vacation

2. Physical Prosperity

Physical prosperity means taking care of your body and experiencing vibrant health and vitality. Here are some tips for increasing your physical prosperity:

* Exercise (Find Something You Really Enjoy)

* Eat Nutritious Foods

* Get Enough Sleep

3. Mental Prosperity

Mental prosperity means being a life-long learner and staying mentally sharp. Here are some ideas for increasing your mental prosperity:

* Read for 15 Minutes Per Day

* Do Puzzles like Sudoku

* Take Classes & Attend Seminars

4. Spiritual Prosperity

Spiritual prosperity means feeling connected to your unique personal experience of spirit, whatever that looks like for you and whatever you call it. Here are some ideas for increasing your spiritual prosperity:

* Invest 15 Minutes per Day in Prayer or Meditation

* Journal

* Attend a Spiritual Gathering

5. Financial Prosperity

Financial prosperity means not having to depend on a job, a spouse, the government, or anyone else for money. Here are some tips for increasing your financial prosperity:

* Have a Regular “Money Date”

* Set Up an Auto-Transfer into Your Investment Account

* Increase Your Financial Education

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Penelope Jane Smith is the premier financial freedom coach for women entrepreneurs and the go-to expert for some of the biggest names in the conscious business industry. More about Penelope. 


  1. Tessa-Marie Shillingford on July 21, 2021 at 10:04 pm

    I love what your site and I have been coaching others on finance and then through observations I realized that finance was a symptom not the cause.

  2. Jean Walker on January 4, 2022 at 1:48 pm

    What does the biblical meaning God’s meaning for us Prosperity ?

  3. Afshan Naz on June 28, 2022 at 11:25 am

    Wonderful piece
    Very refreshing

    • Kenneth Belk on March 18, 2024 at 12:10 am

      Awesome thanks 👍

  4. TailWaggingWellness on August 12, 2022 at 4:35 pm

    For 60 years I believed that holistic and finances could not be combined in the same concept. I love that I was wrong 🤣

  5. Vanessa Nixon on August 14, 2022 at 12:34 am

    I whole-heartedly agree. I love combining the concepts of ‘holistic’ and ‘prosperity’! In our culture, especially, we are not often exposed to this perspective. Thanks for sharing your thoughts.

  6. Kicki on August 15, 2022 at 3:05 am

    Prosperity – The most valuable way of feeling rich that money can buy is personal freedom to schedule your own time 😌

  7. Skywalker Payne on August 21, 2022 at 2:30 pm

    Of those 5, it’s the last one I’m working on. I’ve felt I have an abundant life but now I must become prosperous. Thank you for sharing your knowledge.

  8. faris on September 15, 2022 at 6:04 pm

    thank you

  9. Cloveice Coleman on July 16, 2023 at 4:28 pm

    Thank you for your insightful and researched info that was helpful. I had been following the 5 areas of prosperity, as you’ve listed, but I added one more, relationships. I think I got this from a minister. But it took me awhile to even consider it, because I was allowing certain ppl to make me angry, and have a bad attitude. In my mind at that time I didn’t even consider having a bad attitude towards some ppl was wrong. Till I heard a minister speak on God watches our attitude. That was a real eyeopener, and since I work hard to keep love in my heart no matter what. That is my fight, and I believe it’s the hardest fight because it’s not easy loving everybody, but it is do-able.

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